Happy New Year 2019 – A Call To Action


It is New Years Eve and 2019 is just around the corner. Today, I am writing from Phuket in Thailand to remind everybody that tonight is your night to make a firm resolution to become financially free. We have looked at several strategies to begin your journey to financial freedom.

Now, I am calling on you to take action.

If you truly want to retire early and do the things with your life that YOU want to do, make a commitment to these New Year’s Resolutions:

  1. Create an Emergency Fund of at least $1,000 to get you through life’s small hiccups.
  2. Begin the transformation from an employee to entrepreneurial mindset (or at least intrapreneurial)
  3. Commit to starting an online business to earn extra income.
  4. Prepare your plan to reduce debt by listing your debts and paying off your high interest rate debts first (or your emotional debts if that is your preference).
  5. Use your extra income to reduce debt and increase your savings and investments.
  6. Start to focus on your long-term goals.

Every time you take action, you get closer to breaking out of the 9-to-5 grind. Make the commitment now to surge forward into 2019 and never have to worry about your finances ever again.

Wishing you much success into 2019 and beyond,



Was this helpful? Share it with your friends. After all, they also deserve the fine things that life has to offer.



  1. Loving your goals Gary!

    I’m planning that too, especially the emergency funds. In my work I began to slowly deal with corporate clients but man, to get projects I would have to fork out my own money first in order to pay my suppliers. 2019 goal for me is to earn more through my blog, let’s make it a goal to push ourselves harder. Happy New Year!

    • Hi Riaz,

      Thank you for your comments. Your goal to earn more through your blog is a great start in becoming financially free. Use the money you earn wisely, by putting it back into your online business or creating additional streams of income. Happy New Year and best wishes for 2019 and beyond.


  2. Happy New Year! Interesting points. I agree that it’d be a good idea to save up emergency funds for uncertainties. I’ve been trying to save up for awhile now. Luckily I don’t have any debt yet. I am a part time student and my parents are providing for me at the moment. So during my free time I am working on my website to try an earn some extra money. One of my new year resolutions is to work more on my website and post more often. 

    All the best to you in 2019!

    • Hi Mary and thank you for telling me about your experiences.

      Saving for an emergency is something that not many people do. Instead of having money available to cover a minor problem, they turn straight to their credit card and rack up more debt. Keep your debt levels low and you have a great headstart over most people.

      As you earn money through your website, use it wisely. Invest it carefully in yourself or other income opportunities and allow it to grow. Stay out of debt and you will be in a position where you rule your money, rather than the money ruling you!

      Best wishes for 2019 and beyond,


  3. hi Gary!

    happy new year to you to!

    good motivational post especially with the new year resolutions but I would like to say that $1,000 is not enough. my day job is a financial advisor and your emergency fund should be 3 times your monthly income!

    other than that great post!

    enjoy thailand! they have great a firework show for the 31st!

    • Hi Tarun,

      I hear where you are coming from. Sadly, more than 70% of Americans (and similarly worldwide) do not have $1,000 in their bank accounts. To try to convince people that they should be building an emergency fund of 3 month’s salary is next to impossible.

      So, I am saying to begin by taking small steps and build up towards a larger goal. If you have $1,000 in the bank, it is much easier mentally to look to the next level.

      Anyway, point taken and I will include this in a future article.

      Best wishes for the new year and beyond,


      PS The fireworks were spectacular and they are still going off today!

  4. Thanks for helping me make a new year resolution which I believe will give me financial freedom. I’m not happy with my financial status at the end of this year but with this post I think this is my turning point for financial freedom.I will follow all your guidelines in this coming new year.Thanks for providing a solution to my worries.

    • Hi Lok,

      Thank you for your honest self evaluation.

      Let’s make a commitment together to make 2019 a great year. Please keep in touch during the year to let me know how you are progressing or if you need any further information.

      Wishing you much success in 2019,


  5. Hey Gray,

    Thanks for sharing your financial strategies and call to action. Yes, l want to achieve my financial freedom and they are my top goal for 2019. l would adhere to your strategies setout in this article.

    Hope you have a wonderful holiday in Phuket and happy New Year to you and your family.

    Shui Hyen

    • Hi Shui,

      Thank you for your comments and Happy New Year to your family as well. We are having a wonderful holiday in Phuket.

      If you can set some financial goals for 2019 and follow them up with actions, you will be successful. Sadly, most people set up there goals but then never take the action necessary to make them happen.

      Will you make a commitment here to follow my strategies in 2019 and then send me an email on 31 December 2019 to tell us how close you came to reaching your goals? Or exceeding them!

      Wishing you much success for the future,


Leave a Reply

Your email address will not be published. Required fields are marked *